Investor Relations

Shareholder Relations Contact:

Nancy Murray

USNY Bank

389 Hamilton Street

Geneva, NY 14456

315-789-1500

nancy.murray@usnybank.com


Transfer Agent:

Registrar And Transfer Company

ATTN: Investor Relations Department

10 Commerce Drive

Cranford, NJ 07016

Toll Free: (800) 368-5948

Direct Access: (908) 497-2300