About Us

USNY Bank was formed in 2007 on the premise that people still prefer a locally owned community bank — one where decisions are made within the communities in which customers reside, by bankers they know and trust. This has been the cornerstone of the bank.
 

Serving The Needs Of Local Communities

We're an independent bank, owned by people just like you. We focus exclusively on serving the needs of local New York communities through both our  Bank of the Finger Lakes and Bank of Cooperstown locations. Since opening our doors in 2007, we've quickly established a strong foundation and rooted ourselves in the communities we serve. We are well capitalized and have the resources available to effectively help you achieve your financial goals.
 
Specifically, we specialize in providing comprehensive banking services to small and medium sized businesses, agribusiness enterprises, and farming operations. We are also active in financing professional practices and commercial real estate owners/developers.
 

Banking Centered On You

Our bankers are your neighbors and friends. They excel at providing customized banking services for local area individuals and businesses. When banking with us, you're more than just an account number — and nothing reflects that truth more than our personalized, detailed focus on you.
 
Whether you're seeking financing, or just some sound financial advice, you can count on a conversation with an experienced banker who understands the unique challenges you face. All of our decisions are made locally — offering one local point of contact and a streamlined process.
 

A Major Thank You

To both our valued investors and customers, we'd like to thank you for being such an integral part in solidifying our commitment to bring a more grassroots, personalized approach to banking. Together, we're working hard for a shared goal: seeing dreams become a reality.
 
Stop in to experience the difference a truly local bank can make.
 

Senior Management Team

 

R. Michael Briggs

President & CEO
315.789.7168
 

Jeffrey E. Franklin

President - Bank of the Finger Lakes
315.789.7166
 

Robert W. Sollenne

Chief Financial Officer
315.781.8040

Scott D. White

President - Bank of Cooperstown
607.547.2210
 

Officers

 

Jessica L. Baker

Assistant Vice President, Mortgage Loan Originator
607.547.2210
 

Pamela J. Donnells

Assistant Vice President
Branch Manager - Penn Yan
315.536.4110
 

Michael A. Fratto

Vice President
315.789.8042
 

Eric R. Heieck

Assistant Vice President, BSA/AML Compliance Officer
315.789.1500
 

Rachel Lutz Jessup

Assistant Vice President
Branch Manager - Oneonta
607.432.7000
 

Karen A. Luttrell

Vice President, Compliance Officer
315.789.1500
 

Amy L. McNicholas

Vice President, Credit Administration Officer
315.789.1500
 

Nancy C. Murray

Board Secretary
Vice President, Bank Administration Officer
315.781.8041
 

Peter J. Principato

Vice President, Manager of Retail Lending
315.781.8049
 

Michael G. Scaglione

Vice President
315.651.5240
  

John R. Wadsworth

Vice President
315.789.1500
 

Heidi J. Westfall

Vice President, Operations Officer
315.789.1500
HAVE YOU STARTED SAVING FOR YOUR FUTURE?

Your future self is waiting.