USNY Bank was formed in 2007 on the premise that people still prefer a locally owned community bank — one where decisions are made within the communities in which customers reside, by bankers they know and trust. This has been the cornerstone of the bank.
Serving The Needs Of Local Communities
We're an independent bank, owned by people just like you. We focus exclusively on serving the needs of local New York communities through both our Finger Lakes and Cooperstown locations. Since opening our doors in 2007, we've quickly established a strong foundation and rooted ourselves in the communities we serve. We are well capitalized and have the resources available to effectively help you achieve your financial goals.
Specifically, we specialize in providing comprehensive banking services to small and medium sized businesses, agribusiness enterprises, and farming operations. We are also active in financing professional practices and commercial real estate owners/developers.
Banking Centered On You
Our bankers are your neighbors and friends. They excel at providing customized banking services for local area individuals and businesses. When banking with us, you're more than just an account number — and nothing reflects that truth more than our personalized, detailed focus on you.
Whether you're seeking financing, or just some sound financial advice, you can count on a conversation with an experienced banker who understands the unique challenges you face. All of our decisions are made locally — offering one local point of contact and a streamlined process.
A Major Thank You
To both our valued investors and customers, we'd like to thank you for being such an integral part in solidifying our commitment to bring a more grassroots, personalized approach to banking. Together, we're working hard for a shared goal: seeing dreams become a reality.
Stop in to experience the difference a truly local bank can make.
Senior Management Team
Jeffrey E. Franklin
President - Bank of the Finger Lakes
R. Michael Briggs
President & CEO
James E. Willson
Chief Credit Officer
Scott D. White
President - Bank of Cooperstown
Christine M. Amos
Michael A. Fratto
Vice President, Credit Administration
Vice President, Bank Administration
Vice President, Compliance
Peter J. Principato
Vice President, Manager of Retail Lending
Michael G. Scaglione
Chief Financial Officer
Vice President, Operations