What Starts Here,

Stays Here...


At Bank of Cooperstown we are committed to serving the needs of our customers. Our team strives to make a difference each day in the communities that we live in and serve. Our success depends on the success of our community.

Simply Smart

From Bank of Cooperstown
Earn 1.25% APY* when you enroll today.
Bank anywhere, anytime, from the convenience of your phone, tablet, or laptop.
  • FREE Mobile App
  • FREE VISA® Debit Card
  • Six FREE non-Bank of Cooperstown ATM transactions each month
  • Monthly e-Statements
Golf Course in CooperstownGolf Course in Cooperstown

Repair. Replace. Or Get Away.

Finance almost anything with our INTRODUCTORY fixed rate for your Home Equity Line of Credit.
Bearded man with his arms crossed in his workshop.Bearded man with his arms crossed in his workshop.

Quick and Easy Mobile Banking

Now you can take your banking wherever you go download our mobile banking app from the app store today.

A couple having a good time while looking at their phone.

Small Business Loans

Access to compatible financing shouldn't be based on the size of your business.

Customer Testimonials

Restaurant Owners

Alfresco's Italian Bistro

We see your vision and we get it. Come find out about our community oriented approach to business banking.

Ray Holohan

Local decision making helps businesses succeed and grow. We step out of the box and make the process easier for you.

Rose and Thistle Bed and Breakfast

We take pride in being a locally owned and operated financial institution, and want to help you and your business prosper.
Business Owner

Cooperstown Bat Company

People make all the difference. The personal relationships are created through local people who invest in the community and who are invested in the community.
Business Owner

Crossroads Inn

Real people with authentic relationships. Consistently demonstrating trust and integrity. We are committed to helping your business and the community grow together.