Relationship Reward Interest Checking

Growing relationships has its benefits. With Relationship Reward Interest Checking those benefits include receiving our highest checking interest rates! At the same time, receive unlimited free checking privileges and free services like online banking, mobile banking, and eStatements.
 
Your banking relationship also saves you money: maintain a $25,000 balance across all Bank of Cooperstown accounts to automatically waive the $10 monthly service charge. Get an account that takes your entire banking relationship into account today.
 

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Relationship Reward Interest Checking
 
Capitalize on your balance with our highest checking interest rates.
 
  • $1,000 minimum deposit to open
  • Maintain $25,000 combined average minimum balance across checking, savings and time deposits
  • FREE mobile and online banking, bill pay, e-Statements, and VISA debit card with secure EMV chip
  • 4 monthly refunds on ATM fees nationwide 
  • Apple pay capability for iPhone users
Personal Interest Checking
 
Pursue more of your personal interests and earn competitive interest on every dollar in your account.  
 
  • $100 minimum deposit to open
  • Maintain $1,000 average monthly balance to avoid $10 monthly service charge
  • FREE mobile and online banking, bill pay, e-Statements, and VISA debit card with secure EMV chip
  • 4 monthly refunds on ATM fees nationwide
  • Apple Pay capability for iPhone users
Simply Smart
E-Checking
 
A checking account designed for those who prefer to do their  banking on-the-go.
 
  • No minimum deposit to open
  • No monthly fees
  • FREE mobile app- deposit checks, transfer funds, bill pay, send money and more, all on the go
  • 6 monthly refunds on ATM fees nationwide
  • Earn interest on your balance
  • Apple Pay capability for iPhone users
Personal Checking
 
Everything you could ask for in a checking account- FREE, simple checking with unlimited privileges and FREE electronic services.
 
  • No minimum deposit to open
  • No monthly fees
  • FREE mobile and online banking, bill pay, e-Statements, and VISA debit card with secure EMV chip
  • 4 monthly refunds on ATM fees nationwide
  • Apple Pay capability for iPhone users