Simply Smart Checking Account

The FREE, e-Friendly, smart way to bank. Simply Smart Checking from Bank of Cooperstown offers all the convenience you need, including free checking, online banking, mobile banking, and eStatements.

At the same time, steer clear from what you could do without — monthly fees.

Sign up online and start banking smarter today!

Apply Now


Account Benefits

Free Checking Account
  • No monthly maintenance fee, no per transaction fees
  • No minimum balance to open
e-Friendly 
  • Free mobile & online banking, and free e-Statements
  • Deposit checks, transfer funds, pay bills, and make person to person payments right from the convenience of your smartphone
  • Free Visa debit card with secure EMV chip
  • Apple Pay capability for iPhone users
Smart 
  • Full-service ATM with easy deposit of cash and checks, 24 hours a day, 7 days a week
  • Easy steps to transfer funds between accounts

Apply Now