Personal Savings

Whether your untouched savings are for a planned Finger Lakes wine tour excursion or simply for a rainy day, our simple Personal Savings account can help make either possible. Enjoy competitive interest payouts on every dollar deposited.
 
Avoid the low $6 quarterly service charge with ease — simply maintain a $100 minimum average quarterly balance. Get started with as little as $100 today, then think of every deposit thereafter as one step closer to your goals.
 
  • Set aside for a rainy day or something specific
  • Competitive interest on entire balance
  • Avoid the $6 quarterly service charge by maintaining a $100 minimum average quarterly balance
  • No monthly service fee for account holders who are minors*
  • 20 free withdrawals per quarter; $3 per withdrawal in excess thereafter
  • Free online banking 
  • Free eStatements with check imaging 
*A parent or legal guardian must jointly be on the account for account holders under the age of 18.
 
Personal Savings           
Whether you're saving for a vacation or a rainy day, you can be one step closer to your goals while earning competitive interest.
 
  • $100 minimum opening deposit
  • Maintain $100 minimum average quarterly balance to avoid the $6 service charge
  • FREE online banking &                 e-Statements 
  • 20 FREE withdrawals per quarter
  • No monthly service fee for account holders who are minors 
Personal Money Market 
Make the most of your larger balances with our tiered interest rate system. Interest increases with your balance.
 
  • $1,000 minimum opening deposit
  • Maintain $1,000 average minimum balance to avoid the $10 monthly service charge
  • FREE online banking &                  e-Statements 
  • 6 FREE withdrawals per cycle
Relationship Reward Money Market 
Take full advantage of our tiered-rate system, paying higher balances for meeting larger balance tiers.
 
  • $1,000 minimum opening deposit
  • Maintain $25,000 combined average minimum balance across all deposit accounts to avoid the $10 monthly service charge
  • FREE online banking &                  e-Statements 
  • 6 FREE withdrawals per cycle

Health Savings Account (HSA)
  • $25 minimum opening deposit
  • Tax-free contributions
  • Funds can be withdrawn at any time
  • Unused funds remain in the account year after year
  • Tax deductions when contributions are made
  • Tax-free earnings through investment and withdrawals for qualified medical, dental & vision expenses


 
 
 
 
 


 
 
 
 
 


 
 
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HAVE YOU STARTED SAVING FOR YOUR FUTURE?

Your future self is waiting.